You work directly with me from our first tour to closing day—never passed off to an assistant. I pull the neighbourhood sold comparables, review property histories, and negotiate the contract terms so you buy with confidence and never overpay.
On closing, 1% of the purchase price goes directly back into your pocket through your lawyer's trust ledger to offset Ontario Land Transfer Taxes and moving expenses. Zero out-of-pocket fees.
In Ontario, the seller pays the cooperating buyer brokerage commission (typically 2.5%). As your dedicated buyer representative, Predy refunds 1% of the entire purchase price back to you on closing day.
Based on standard 2.5% cooperating commission offered by seller. 1% of purchase price refunded to buyer on completion as agreed in OREA Form 300 / Buyer Representation Agreement.
Between land transfer taxes, legal fees, and moving expenses, GTA buyers face massive closing costs. Traditional brokerages pocket the full 2.5% cooperating commission without offering you any financial relief.
My focus is simple: deliver high-touch personal guidance, protect you during negotiations, and put 1% of the purchase price back into your hands on closing day.
Real-time listing alerts, immediate private showing bookings, and off-market opportunities across Toronto and the GTA.
Exhaustive sold comp reviews, price-per-square-foot analysis, and building history so you never overpay.
Rigorous review of condo reserve funds, special assessments, bylaws, and certified home inspector findings.
Fifteen years of offer table leverage to secure favourable purchase prices, ideal closing dates, and protective clauses.
Your 1% cash-back rebate is written directly into your OREA Form 300 / TRESA representation agreement from day one.
Direct cheque or bank draft issued upon completion by your closing lawyer to offset land transfer taxes and moving costs.
Dedicated buyer representation with thousands of dollars back in your pocket on closing day.
Full-service search, private showings, valuation analysis, and contract negotiation for GTA homes and condos. Receive 1% of the purchase price back on completion.
List your current home for just 1% commission and purchase your next property with a 1% cash-back rebate. Maximize your total equity across both transactions.
Purchasing a home involves important decisions. The goal is to make the journey transparent from our first conversation to receiving your cheque on closing.
Clarify your criteria, budget, target GTA neighbourhoods, and formalize your 1% rebate in your representation agreement.
Tour properties together, review market comparables, and identify potential red flags before making decisions.
Perform a thorough Comparative Market Analysis to establish true market value and craft an optimal bidding strategy.
Negotiate price, closing dates, chattel inclusions, and protective conditions to keep you protected.
Century 21 directs 1% of the purchase price to your closing lawyer, putting thousands back into your pocket.
Tell me what kind of home you are looking for. I will reach out promptly with tailored listings, market insights, and your personalized cash back breakdown.
In Ontario, the seller pays the cooperating buyer brokerage commission—typically 2.5% of the total purchase price on MLS® transactions. When you work with Predy as your dedicated buyer representative, Predy retains a competitive 1.5% fee for complete, full-service representation and refunds the remaining 1% of the entire purchase price directly back to you upon closing.
For example, if you purchase a home or condo for $1,200,000 with a standard 2.5% cooperating commission, the seller pays $30,000 to the buyer brokerage. Predy credits $12,000 in cash back to you on closing day.
Yes, 100% legal and strictly regulated. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the Real Estate Council of Ontario (RECO), licensed real estate brokerages are legally permitted to share commissions with their buyer clients, provided the rebate is formalized in writing.
Predy guarantees your 1% rebate in writing within your OREA Form 300 (Buyer Representation Agreement) from day one, so you have absolute legal certainty prior to placing any offer.
No. You pay $0 out of pocket. All commissions are paid by the seller upon successful completion of the transaction. You receive full-service representation—showings, market valuations, contract drafting, and negotiation—at zero direct expense to you, plus you receive a cheque on closing.
The rebate is paid on closing day. Century 21 Heritage Group Ltd. sends the official commission direction to your closing real estate lawyer. The rebate can be applied directly to offset your closing funds (reducing the cash required to close), or issued as a direct cheque/bank draft from the lawyer's trust ledger immediately following completion.
Yes. That is one of the most popular uses for the rebate. On a $1,200,000 purchase in Ontario, provincial land transfer tax is $20,475. Your $12,000 rebate covers nearly 60% of that bill. In Toronto (where both provincial and municipal LTT apply), the rebate provides significant relief against total closing costs, or can be used for legal fees, home inspections, new furnishings, or moving expenses.
Never. You receive full, unfiltered VIP representation. You work directly with Predy Uljarevic—a seasoned full-time GTA real estate professional with over 15 years of transaction experience. You get personal in-person property tours, in-depth Comparative Market Analyses, condo status certificate reviews, building due diligence, and aggressive offer table negotiation. No junior agents, no call centers, and no corners cut.
You can combine both programs for massive total savings! List your existing home for just 1% listing commission (saving ~$18,000+ compared to 2.5%), and receive a 1% cash-back rebate on your new home purchase. On a typical GTA move, clients retain $30,000 to $45,000+ more of their hard-earned equity compared to standard brokerage fees.